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One of my favorite quoted expression is: "By failing to prepare, you are preparing to fail." (Benjamin Franklin - 1706-1790) But there are also many variants, that are 'close' to swindle practices, but not (yet) labeled as real illegal organizations.
These are organizations that will use methods to keep you as long as possible as a paid customer, or those who ask far too much money for their services.
Persons who are just trying to get your money are using pre-defined letters, just because they don't have the time to write each person in a personal way.
Important is to see how your mutual correspondence is developing, about what kind of subjects you both are talking.
But if the woman starts (in an early state) with questions concerning money, for any kind of reason, than you have to be careful and you have to analyze if these questions has anything to do with the situation you and your correspondent are aware of.
Better be sure than sorry, so don't leave right now, we are not finished yet.
And if you are satisfied with our contents, please spread the word, I always feel sad if I receive emails starting with 'I wished I had found your website sooner...' Here are some tips to start with, these tips are an extract of parts of the subjects described in this topic.